Homeownership Program

Counseling & Financial Literacy

It's important to understand how to manage the financial obligations of homeownership before you begin the process of buying a home. We encourage you to learn about the obligations and benefits that come with homeownership.

Financial Literacy Program

Below, please find a link to an online education tool provided by Wells Fargo, which teaches about credit and household finance. On the website are programs specifically targeting different age groups, including elementary school and middle school students, as well as adults. Information is offered in English and Spanish. http://www.handsonbanking.org/

Homebuyer Counseling

Each of the counseling agencies listed below offers a variety of classes and trainings, as well as one-to-one counseling. Several agencies offer the NSP-required, HUD-certified, eight (8) hour homebuyer education class, while others refer clients to those classes. These agencies are primarily supported by grants, so you can benefit from their services at little or no cost to you. Ask each agency how it works when you make your call.

Community Housing Development Corporation
1535-A Third Street, Richmond, CA 94801
East Bay Neighborhood Housing Services
12972 San Pablo Ave., Richmond, CA 94805
Operation Hope
HOPE Inside Bank of America, 3251 International Boulevard, Oakland, CA 94601
The Unity Council
1900 Fruitvale Avenue, Suite 2A, Oakland, CA 94601

If you need help improving your credit, many of the homebuyer counseling agencies will send you to Consumer Credit Counseling Services.

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