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Alameda County Law Library Building
125 - 12th Street, 3rd Floor, Oakland, CA 94607 · 510-272-6920
Insurance Glossary
Common Insurance Terms
- Auto Liability � Property Damage and Bodily Injury coverage to provide protection against losses incurred as a result of motor vehicle accidents.
- Errors and Omissions � Coverage for a mistake, which causes financial harm to another, which may occur on almost any transaction in any profession.
- Employment Practices Liability �Coverage against claims by employees alleging their legal rights as employees of the County has been violated.
- General Liability - Exposures to accidental losses arising from general operations, employment practices, employee vehicle operations, properties, and contractual commitments.
- Medical Malpractice � Coverage for professional negligence by act or omission by a health care provider in which care provided deviates from accepted standards of practice in the medical community and causes injury or death.
- Significant Injury � Catastrophic injuries, severe spinal injuries and spinal cord injuries, brain injuries, severe burns, loss of a limb or limbs, loss of sight/blindness, fractures and broken bones, potential serious scarring.